Terms of Service
These Terms of Service (“Terms”) are a legal agreement between you and [LEGAL ENTITY NAME] (“Monthie,” “we,” “us,” or “our”) governing your use of the Monthie mobile application and related services (the “Service”). By creating an account or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.
1. Eligibility
You must be at least [MINIMUM AGE, e.g. 18] years old, or the age of majority where you live, and able to form a binding contract to use the Service.
2. The Service
Monthie is a personal finance tracking tool that lets you manually record and organize your assets, debts, income, expenses, and related information. Monthie does not connect to financial institutions, move money, or execute transactions.
3. Not financial, investment, tax, or legal advice
The Service is provided for informational and personal organizational purposes only. It does not provide financial, investment, tax, accounting, or legal advice, and nothing in the Service is a recommendation to take or refrain from any action. You are solely responsible for your financial decisions and should consult a qualified professional.
4. Your account
You are responsible for the accuracy of the information you provide, for keeping your password confidential, and for all activity under your account. Notify us promptly of any unauthorized use. You must accept the current Terms and Privacy Policy to register; we may require you to re-accept updated versions to continue using the Service.
5. Acceptable use
You agree not to: use the Service unlawfully or for anyone else’s data without authorization; attempt to access, probe, or disrupt the Service, other accounts, or our systems; reverse engineer or circumvent security or rate limits; upload malicious code; or scrape or overload the Service. We may suspend or terminate accounts that violate these Terms.
6. Your content and data
You retain ownership of the information you enter. You grant us the limited license needed to host, process, and display that information to operate the Service for you. You can export your data at any time from within the app, and you can permanently delete your account and data as described in our Privacy Policy.
7. Service availability and changes
We may modify, suspend, or discontinue features of the Service at any time. We aim for reliable availability but do not guarantee that the Service will be uninterrupted or error-free.
8. Disclaimers
The Service is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will meet your requirements or that any data or calculations are accurate or complete.
9. Limitation of liability
To the maximum extent permitted by law, [LEGAL ENTITY NAME] will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, profits, or savings, arising from or related to your use of the Service. Our total liability for any claim will not exceed [LIABILITY CAP, e.g. the greater of amounts you paid us in the prior 12 months or USD $100]. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
10. Termination
You may stop using the Service and delete your account at any time from within the app. We may suspend or terminate your access if you violate these Terms or to protect the Service or other users. Provisions that by their nature should survive termination will survive.
11. Changes to these Terms
We may update these Terms from time to time. When we make material changes we will update the version and effective date above and, where appropriate, ask you to review and accept the updated Terms in the app. Continued use after changes take effect constitutes acceptance.
12. Governing law
These Terms are governed by the laws of [GOVERNING LAW — STATE / COUNTRY], without regard to its conflict of laws rules. Any disputes will be resolved in the courts located in [VENUE / JURISDICTION], unless otherwise required by applicable law.
13. Contact us
Questions about these Terms? Contact [LEGAL ENTITY NAME] at [SUPPORT/LEGAL CONTACT EMAIL][, MAILING ADDRESS].